According to Jan Masaoka, CEO of the California Association of Nonprofits, many borrowers who qualify for PSLF are women, people of color, low-income or first-generation college students. She also said they work a variety of jobs, including medical assistants at clinics, bookkeepers at museums, teachers at nonprofit preschools or building managers in affordable housing.
“Many of these important staff are literally drowning in student debt, and PSLF is a lifeboat for them,” Masaoka said. “But not everyone knows, as many speakers have pointed out, that these lifeboats are nearby.”
She also said that many qualifying borrowers are people in their 50s or 60s who went back to school.
While the student loan conversation tends to focus on younger people, earlier in their careers, older people hold a significant share of the debt as well.
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